📖

Saving for the Future

Economics: Earning, Saving, and Spending

Day 112of 180
Week 23of 36
25Minutes
← Day 111Day 112 of 180Day 113 →
🖨️ Download Worksheet (PDF)
🎯 What You'll Learn

Learning Objectives

1

Understand the importance of saving money

2

Learn basic principles of saving for future needs

3

Recognize how saving can help prepare for God's plans

📖 Scripture Connection

Proverbs 21:20

“There is precious treasure and oil in the dwelling of the wise, but a foolish man swallows it up.”

— Proverbs 21:20 (WEB)

Shows the wisdom of saving and planning ahead

📦 Materials Needed

  • Clear glass jar or piggy bank
  • Colored stickers
  • Play money
  • Small notebook
  • Colored pencils
📚 Step-by-Step

Lesson Plan

1Opening (5 min)

Gather students in a circle and ask about times they've saved something special, like toys or treats.

💭 Review Question: What is something you've saved for before?
2Teaching (8 min)

Explain saving as putting money aside for future needs or special goals. Compare saving to how animals store food for winter.

📌 Key Talking Points:
  • Saving helps us be prepared
  • God wants us to be wise with money
  • Saving can help us help others
💬 Discussion Questions:
  • What might you want to save money for?
  • Why is saving important?
  • How can saving help your family?
3Activity: My Savings Jar (10 min)
hands-on

Students create a personal savings jar and set a saving goal

📝 Instructions:
  1. Decorate a clear jar with stickers
  2. Write a saving goal on a small card
  3. Practice putting play money in the jar
  4. Draw a picture of what they're saving for
🔄 Variations:

Simpler: Use a pre-decorated jar

Challenge: Track savings with a written ledger

4Closing (2 min)

Recap the importance of saving and being wise with money

📝 Review Questions:
  • What did you learn about saving today?
  • Why is saving money a good idea?
🙏 Prayer:

Dear Jesus, help us be wise with the money You give us and to save carefully.

Coming up: Tomorrow we'll learn about spending money wisely

💎 Memory Verse

Proverbs 21:20

“There is precious treasure and oil in the dwelling of the wise”

— Proverbs 21:20 (WEB)

🎯 Activity: Draw a treasure chest and write the verse around it

👨‍👩‍👧 For Parents

Teaching Notes

📚 Background:

Second graders are beginning to understand basic money concepts and can start learning saving habits

💡 Teaching Tips:
  • Use concrete examples
  • Make saving feel exciting
  • Encourage small, consistent savings
🤔 Common Struggles:

Children may want to spend money immediately

👀 Signs of Understanding:

Interest in setting and working toward a savings goal

🚀 Want More?

Extension Activities

  • Create a home savings jar
  • Practice counting saved money weekly
  • Discuss family saving goals together

Ready for Tomorrow?

Great job completing today's lesson!

Continue to Day 113 →Back to History & Social Studies