📖

Why Save Money?

Saving and Spending

Day 152of 180
Week 31of 36
22Minutes
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🖨️ Download Worksheet (PDF)
🎯 What You'll Learn

Learning Objectives

1

Understand different reasons for saving money

2

Recognize saving as a way to prepare for future needs

3

Learn how saving can help others

📖 Scripture Connection

Proverbs 21:20

“Precious treasure and oil are in the dwelling of the wise; but a foolish man swallows it up.”

— Proverbs 21:20 (WEB)

God wants us to be wise with money and plan for the future

📦 Materials Needed

  • Piggy bank
  • Clear saving jar
  • Play money
  • Pictures of goals/needs
📚 Step-by-Step

Lesson Plan

1Opening (5 min)

Gather children and show piggy bank. Ask what they think a piggy bank is used for.

💭 Review Question: What did we learn about saving yesterday?
2Teaching (8 min)

Today we'll learn why saving money is important. Saving helps us prepare for special things we want, for unexpected needs, and for helping others.

📌 Key Talking Points:
  • Saving for something special you want
  • Having money for emergencies
  • Helping others with saved money
💬 Discussion Questions:
  • What special thing would you like to save for?
  • Can you think of a time when having saved money might help someone?
3Activity: Saving Goal Collage (7 min)
hands-on

Children create a poster showing something they want to save for

📝 Instructions:
  1. Give each child a piece of paper
  2. Cut out pictures from magazines or draw
  3. Glue pictures showing saving goal
  4. Share why they want to save
🔄 Variations:

Simpler: Teacher helps draw or cut pictures

Challenge: Write a few words about saving goal

4Closing (2 min)

Review what we learned about saving

📝 Review Questions:
  • Why is saving money good?
  • What could you save for?
🙏 Prayer:

Dear Jesus, help us be wise with the money you give us and learn to save.

Coming up: Tomorrow we'll learn about spending wisely

💎 Memory Verse

Proverbs 21:20

“Precious treasure and oil are in the dwelling of the wise”

— Proverbs 21:20 (WEB)

🎯 Activity: Treasure Chest Memory Game

👨‍👩‍👧 For Parents

Teaching Notes

📚 Background:

Children are learning fundamental money management skills

💡 Teaching Tips:
  • Use real-life examples
  • Encourage positive attitudes about saving
  • Model saving behavior
🤔 Common Struggles:

Understanding delayed gratification

👀 Signs of Understanding:

Excitement about setting saving goals

🚀 Want More?

Extension Activities

  • Create a family saving jar
  • Practice counting coins
  • Read children's books about saving money

Ready for Tomorrow?

Great job completing today's lesson!

Continue to Day 153 →Back to History & Social Studies