📖

What Is Saving?

Saving and Spending

Day 151of 180
Week 31of 36
20Minutes
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🖨️ Download Worksheet (PDF)
🎯 What You'll Learn

Learning Objectives

1

Understand what saving money means

2

Learn the difference between spending and saving

3

Recognize the importance of keeping money for later

📖 Scripture Connection

Proverbs 21:20

“There is precious treasure and oil in the dwelling of the wise, but a foolish man swallows it up.”

— Proverbs 21:20 (WEB)

God wants us to be wise with our money and think about the future

📦 Materials Needed

  • Piggy bank
  • Clear jar
  • Play money
  • Coloring sheet
  • Crayons
📚 Step-by-Step

Lesson Plan

1Opening (5 min)

Show children a piggy bank and ask what they think it's used for. Explain that a piggy bank helps us save money.

💭 Review Question: What do you do with money when you want to keep it safe?
2Teaching (7 min)

Saving means putting money aside instead of spending it right away. It's like keeping a special treasure that you can use later.

📌 Key Talking Points:
  • Money can be spent or saved
  • Saving helps us get things we want in the future
  • It takes patience to save money
💬 Discussion Questions:
  • What might you want to save money for?
  • How does it feel to save instead of spending right away?
3Activity: Saving Treasure Hunt (6 min)
hands-on

Children will practice 'saving' play money in a clear jar, decorating their jar like a treasure chest

📝 Instructions:
  1. Give each child play money and a clear jar
  2. Discuss something they might want to save for
  3. Decorate jar with stickers or coloring
  4. Slowly add play money to the jar
🔄 Variations:

Simpler: Use fewer coins

Challenge: Set a specific saving goal

4Closing (2 min)

Review what we learned about saving money

📝 Review Questions:
  • What does saving mean?
  • Why is saving important?
  • What might you want to save for?
🙏 Prayer:

Dear Jesus, help us be wise with the gifts you give us and learn to save carefully.

Coming up: Tomorrow we'll learn why people save money

💎 Memory Verse

Proverbs 21:20

“There is precious treasure and oil in the dwelling of the wise”

— Proverbs 21:20 (WEB)

🎯 Activity: Treasure Chest Memory Game

👨‍👩‍👧 For Parents

Teaching Notes

📚 Background:

Children are learning basic financial concepts through a biblical lens

💡 Teaching Tips:
  • Use concrete examples
  • Make saving feel exciting
  • Be positive about money management
🤔 Common Struggles:

Children may want to spend money immediately

👀 Signs of Understanding:

Understanding that saving means waiting for something special

🚀 Want More?

Extension Activities

  • Create a home savings jar
  • Read books about saving money
  • Practice counting saved coins

Ready for Tomorrow?

Great job completing today's lesson!

Continue to Day 152 →Back to History & Social Studies